Ourelia – a completely automated asset management service: a self-governing investment spirit exclusively for wizards, is designed with the following objectives: it is wizard-exclusive (only accessible to authenticated wizard users), and it offers completely automated asset management whereby users simply deposit acceptable funds while the system autonomously executes buying and selling, risk management, and algorithm updates based on quantitative investment strategies; additionally, it features a Margin Calculation System (Mercuria Engine) that, through integration with Patreon, retrieves supporter information and calculates margins from profits at collection rates corresponding to user-assigned ranks (bronze/silver/gold), with users under active paid support accruing an additional exemption quota of 3 USD per month so that the final fee is determined as “basic fee minus exemption quota.” The system comprises key components: (a) a Magic Link Authentication System (integrated with Patreon for rank assignment), (b) a Completely Automated Asset Management Engine (employing quantitative investment strategies and an autonomous investment spirit), (c) a Margin Calculation System (Mercuria Engine), and (d) an Operator layer that conducts GUI operations (clicking, scrolling, input) on exchange websites to mimic natural human activity and avoid bot detection risks. In terms of functionality, the Magic Link Authentication System retrieves supporter information via either a Patreon dashboard CSV export or the Patreon API, registering details such as email, pledge_start_date (support start date for paid support), is_paying (true/false for active support), and last_updated; users are prompted to enter their wizard email address and, upon verification against the database, a magic link (containing an expiring token, for example, https://yourdomain.com/auth/verify?token=abcdef123456) is sent—if the email does not match any record, a 401 Unauthorized error is returned, and rank determination is made based on support status (if is_paying, then rank is set to "gold" if support duration is three months or more and "silver" otherwise; if not paying, then rank is "bronze")—once the user clicks the magic link, the token is verified and a JSON response (or session information) is returned in the format { "email": "user@example.com", "rank": "silver", "months_supported": 2 }. The Completely Automated Asset Management Engine uses deposited funds along with market data and quantitative investment strategies (including momentum, rebalancing, machine learning, etc.) to autonomously execute trades, while the Operator layer ensures natural human-like GUI operations to prevent bot detection. For automated risk management, the system continuously monitors market volatility in real time and employs stop losses and rebalancing to limit losses. The Margin Calculation System (Mercuria Engine) manages additional user data fields including email, rank (bronze, silver, gold), months_supported (current paid support duration), previous_months_supported (support duration at last margin calculation), total_reward_balance (carried-over exemption balance in USD), and last_updated; the margin calculation process involves: (1) computing a new exemption quota (NewReward) as (currentMonthsSupported minus previous_months_supported) multiplied by 3 USD (applicable only to active supporters), (2) determining total available exemption (availableWaiver) by adding the existing total_reward_balance to the newReward, (3) calculating the basic fee (estimatedFee) as pureProfit multiplied by a rank-based rate (bronze: 9%, silver: 6%, gold: 3%), (4) determining the final margin (finalMargin) as the maximum of 0 and (estimatedFee minus availableWaiver), and (5) updating the total_reward_balance to the maximum of 0 and (availableWaiver minus estimatedFee); for example, a pseudocode function (calculateFinalMargin) retrieves user information, calculates new exemption based on the difference in support months, updates available waiver, applies the rank-specific fee rate from a rate map (bronze: 0.09, silver: 0.06, gold: 0.03), computes the final margin and remaining waiver, updates the user’s record, and returns details including rank, current months of support, estimated margin, waiver applied, remaining reward, and final margin. An API interface for earnings reporting is provided (e.g., via a POST request to /api/calculate-margin, with a request body such as { "email": "user@example.com", "pure_profit": 200, "current_months_supported": 5 } and a sample response like { "rank": "silver", "months_supported": 5, "estimated_margin": 12, "waiver_applied": 8, "reward_remaining": 2, "final_margin": 4 }). The user interface (dashboard) displays deposit status, performance results, transaction history, and margin calculation outcomes (including collected fees, exemption quotas, and carried-over balances) in real time, with notifications updating users on performance and the timing for reinvestment or redemption. Non-functional requirements include ensuring security via SSL/TLS and AES encryption for all communication and data storage, one-time valid and expiry-bound magic links and tokens, and implementation of rate limiting to prevent unauthorized access; the system is designed to be scalable and high-performance through the use of cloud services (like AWS or GCP) with redundancy and regular backups, and it includes operability features such as real-time monitoring, log management, and 24/7 support. The system architecture comprises a frontend web application built with modern JavaScript frameworks such as React or Vue that offers a simple, intuitive UI for wizards; a backend constructed using Node.js, Supabase, Firebase, or FastAPI that provides RESTful APIs and integrates user authentication, deposit/payment systems, the automated investment engine, and the margin calculation system; a database (preferably PostgreSQL or Supabase) to manage users, supporter records, transaction histories, and margin calculation logs; and external integrations including Patreon (via API or CSV export), payment gateways (supporting credit cards, bank transfers, and electronic money), exchange or broker APIs for various asset classes, and an Operator layer for executing GUI operations. Data flows include: for magic link authentication, where a user enters a wizard email, the system verifies it against the database, determines the rank, and sends a magic link for completing authentication; for deposit and automated investment initiation, where deposit data is transmitted to the backend and the automated investment engine executes trades based on quantitative strategies via the Operator layer; for earnings and margin calculation, where the Mercuria Engine calculates the margin from net profits and displays the results on the dashboard; and for delegation of reinvestment or redemption, where users choose to reinvest or partially redeem their earnings based on profits. Legal and regulatory compliance is maintained by adhering to financial regulations of respective countries, obtaining or registering necessary financial licenses, automating and enforcing AML/KYC processes, segregating customer assets, and conducting regular audits. The development schedule and operational plan are divided into four phases: Phase 1 – Requirements definition and prototype creation (finalizing detailed requirements, initial prototype development, and internal simulation); Phase 2 – Full-scale development and backtesting (implementing the automated investment engine, risk management module, Operator integration, and margin calculation system, along with optimizing quantitative strategies and validating API integrations); Phase 3 – Security enhancements and pilot operation (conducting system audits, ensuring regulatory compliance, performing pilot tests, and making improvements based on feedback); and Phase 4 – Full operation and scale-up (launching full-scale operations, 24/7 monitoring and support, and expanding the cloud infrastructure). In summary, Ourelia is a completely automated asset management service exclusively for wizards that authenticates users via a magic link integrated with Patreon, autonomously executes trades and manages risk based on quantitative strategies through an autonomous investment spirit, optimally calculates margins and manages exemption quotas via the Mercuria Engine based on user rank, and employs an Operator layer to mimic natural human GUI actions to avoid bot detection—thus enabling wizards to enjoy a future where their assets are managed as if by magic without the need for complex operations while maximizing profits.